Terms of Service

TERMS OF SERVICE
Insiders Coffee Co. LLC
Effective Date: February 23, 2026

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1. OVERVIEW

This website, www.insiderscoffeeco.com ("Site"), is operated by Insiders Coffee Co. LLC ("Insiders Coffee Co.," "we," "us," or "our"), a limited liability company registered in the State of Florida. Our principal place of business is located in Naples, Florida.

Throughout the Site, the terms "you" and "your" refer to any user who accesses or browses the Site, and/or places an order through the Site.

By accessing this Site and/or placing an order, you agree to be bound by these Terms of Service ("Terms"), including any additional terms, policies, and conditions referenced herein, including but not limited to our Return & Refund Policy and Privacy Policy. If you do not agree to all of these Terms, you should not access or use this Site.

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2. ONLINE STORE TERMS

By agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence, or that you have given us your consent to allow any of your minor dependents to use this Site.

You may not use our products or services for any illegal or unauthorized purpose, nor may you, in the use of the Site, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms, viruses, or any code of a destructive nature.

A breach or violation of any of the Terms will result in immediate termination of your access to our services.

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3. GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information) may be transferred unencrypted and involve (a) transmissions over various networks and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site, use of the Site, or access to the Site without our express written permission.

The headings used in these Terms are included for convenience only and will not limit or otherwise affect these Terms.

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4. ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this Site is not accurate, complete, or current. The material on this Site is provided for general information only and should not be relied upon as the sole basis for making decisions.

We reserve the right to modify the contents of the Site at any time, but we have no obligation to update any information on the Site. You agree that it is your responsibility to monitor changes to our Site.

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5. PRODUCTS AND SERVICES

Certain products or services may be available exclusively online through the Site. These products or services may have limited quantities and are subject to our Return & Refund Policy.

We have made every effort to display as accurately as possible the colors and images of our products that appear on the Site. We cannot guarantee that your computer monitor's display of any color will be accurate.

We reserve the right, but are not obligated, to limit the sales of our products or services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis.

We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion.

We reserve the right to discontinue any product at any time. Any offer for any product or service made on this Site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Site will be corrected.

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6. PRICING AND PAYMENT

All prices are listed in U.S. dollars (USD) unless otherwise stated. Prices are subject to change without notice.

We reserve the right to refuse or cancel any order for any reason, including but not limited to product availability, errors in product or pricing information, or suspected fraudulent activity.

Payment is due at the time of purchase. We accept payment methods as displayed at checkout, which are processed securely through Shopify Payments and/or third-party payment processors. Insiders Coffee Co. LLC does not store your credit card information.

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7. SHIPPING AND DELIVERY

Shipping times and costs are estimated at checkout and may vary based on location and product availability. We are not responsible for delays caused by shipping carriers, weather, customs, or other factors outside our control.

Risk of loss and title for items purchased from our Site pass to you upon delivery of the items to the shipping carrier.

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8. RETURN AND REFUND POLICY

All sales are final. Due to the consumable and perishable nature of our products, we do not accept returns, exchanges, or issue refunds. For complete details, including how we handle damaged or incorrect orders, please refer to our Return & Refund Policy, which is incorporated into these Terms by reference.

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9. OPTIONAL TOOLS AND THIRD-PARTY LINKS

We may provide you with access to third-party tools over which we neither monitor nor have any control or input. You acknowledge and agree that we provide access to such tools on an "as is" and "as available" basis, without any warranties, representations, or conditions of any kind and without any endorsement.

Certain content, products, and services available via our Site may include materials from third parties. Third-party links on this Site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of such third-party materials or websites.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction.

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10. USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

If you send certain specific submissions at our request (for example, contest entries) or without a request from us, you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, "Comments"), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any Comments that you forward to us.

We are and shall be under no obligation (a) to maintain any Comments in confidence, (b) to pay compensation for any Comments, or (c) to respond to any Comments.

We may, but have no obligation to, monitor, edit, or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libelous, defamatory, or otherwise objectionable.

You agree that your Comments will not violate any right of any third party, including copyright, trademark, privacy, or other personal or proprietary right. You further agree that your Comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Site.

You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead us or third parties as to the origin of any Comments. You are solely responsible for any Comments you make and their accuracy.

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11. PERSONAL INFORMATION

Your submission of personal information through the Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy for details on how we collect, use, and protect your information.

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12. ERRORS, INACCURACIES, AND OMISSIONS

Occasionally there may be information on our Site that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times, and availability.

We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information on the Site is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend, or clarify information on the Site, including without limitation pricing information, except as required by law.

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13. PROHIBITED USES

In addition to other prohibitions as set forth in these Terms, you are prohibited from using the Site or its content:

  (a) For any unlawful purpose;
  (b) To solicit others to perform or participate in any unlawful acts;
  (c) To violate any international, federal, state, or local regulations, rules, laws, or ordinances;
  (d) To infringe upon or violate our intellectual property rights or the intellectual property rights of others;
  (e) To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate;
  (f) To submit false or misleading information;
  (g) To upload or transmit viruses or any other type of malicious code;
  (h) To collect or track the personal information of others;
  (i) To spam, phish, pharm, pretext, spider, crawl, or scrape;
  (j) For any obscene or immoral purpose; or
  (k) To interfere with or circumvent the security features of the Site.

We reserve the right to terminate your use of the Site for violating any of the prohibited uses.

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14. DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent, or warrant that your use of the Site will be uninterrupted, timely, secure, or error-free.

We do not warrant that the results that may be obtained from the use of the Site will be accurate or reliable.

You agree that from time to time we may remove the Site for indefinite periods of time or cancel the Site at any time, without notice to you.

You expressly agree that your use of, or inability to use, the Site is at your sole risk. The Site and all products and services delivered to you through the Site are (except as expressly stated by us) provided "as is" and "as available" for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Insiders Coffee Co. LLC, our directors, officers, employees, affiliates, agents, contractors, suppliers, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including without limitation, lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability, or otherwise, arising from your use of the Site or any products procured using the Site, or for any other claim related in any way to your use of the Site, including but not limited to any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the Site or any content posted, transmitted, or otherwise made available via the Site, even if advised of their possibility.

Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

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15. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Insiders Coffee Co. LLC and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

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16. SEVERABILITY

In the event that any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms. Such determination shall not affect the validity and enforceability of any other remaining provisions.

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17. TERMINATION

These Terms are effective unless and until terminated by either you or us. You may terminate these Terms at any time by notifying us that you no longer wish to use our Site, or when you cease using our Site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms, we may terminate this agreement at any time without notice, and you will remain liable for all amounts due up to and including the date of termination, and we may deny you access to our Site (or any part thereof).

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18. ENTIRE AGREEMENT

The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

These Terms and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us and govern your use of the Site, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us.

Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

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19. GOVERNING LAW

These Terms and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms shall be resolved exclusively in the state or federal courts located in Collier County, Florida, and you consent to the personal jurisdiction of such courts.

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20. CHANGES TO TERMS OF SERVICE

We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms by posting updates and changes to our Site. It is your responsibility to check our Site periodically for changes.

Your continued use of or access to our Site following the posting of any changes to these Terms constitutes acceptance of those changes.

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21. CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at:

Insiders Coffee Co. LLC
Naples, Florida

Email: support@insiderscoffeeco.com
Website: www.insiderscoffeeco.com

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© 2026 Insiders Coffee Co. LLC. All rights reserved.